Your Financial Future,
Elevated.
Cincinnati's trusted fiduciary wealth advisors. We bring clarity and simplicity to complex financial lives — so you can focus on what matters most.
100%
Fee-Only
CFP®
Certified Planners
Cincinnati
Locally Rooted
Holistic
Full-Picture Planning
Comprehensive Wealth Management
From investment strategy to retirement planning, we provide the full spectrum of financial guidance — all tailored to your unique goals.
Wealth Management
Personalized strategies for growing and preserving your wealth through every stage of life and market cycle.
Learn MoreInvestment Management
Evidence-based investment decisions designed to maximize returns and manage risk across diverse market conditions.
Learn MoreTax Planning
Proactive tax strategies that minimize your tax burden and keep more of your hard-earned money working for you.
Learn MoreRetirement Planning
Build the retirement you envision with comprehensive planning that covers income, healthcare, and legacy goals.
Learn MoreCompany Retirement Plans
Expert setup and ongoing management of 401(k) and corporate retirement plans that attract and retain top talent.
Learn MoreFamily Office Services
Integrated wealth coordination for high-net-worth families — covering investments, estate planning, philanthropy, and more.
Learn MoreGuidance Designed for Your Stage of Life
Whether you're building wealth, running a business, or planning for retirement — we meet you where you are.
Business Owners
Succession planning, exit strategies, and wealth management built for entrepreneurs.
Pre-Retirees
Transition planning and income strategies for a confident, fulfilling retirement.
Young Professionals
Building strong financial foundations with smart saving, investing, and debt strategies.
Corporate Plans
Retirement plan design and management that supports your workforce and business goals.
A Fiduciary Commitment to Your Success
As fee-only fiduciary advisors, we have one obligation: to act in your best interest. No commissions. No conflicts. Just honest, transparent advice that helps you reach your goals.
Fee-Only Transparency
We earn no commissions — only the advisory fee you agree to. Full stop.
Holistic Planning
We look at every facet of your financial picture — investments, taxes, estate, risk, and cash flow.
Cincinnati Roots
We live and work in your community, building lasting relationships face to face.
Incline Wealth Advisors
Cincinnati, Ohio
Meet the Advisors Behind Your Plan
A team of credentialed professionals committed to your financial success — combining deep expertise with a personal touch.
John Bovard, CFP®
I work closely with families, business owners, and young professionals to provide advice on retirement planning, investment and risk management, cash flow and debt management, estate planning, and tax strategies. I started Incline Wealth Advisors to provide a deeper level of service to local business owners, retirees, and company retirement plans.
John McKay, CFA®
I focus on helping families, business owners, and young professionals navigate complex financial decisions by providing guidance on retirement planning, investment and risk management, cash flow and debt management, estate planning, and tax strategies. I also work with business owners and their employees to support both personal financial goals and company retirement plans.
Eric Toepfer, CFP®
I craft financial plans for working families, business owners, executives and retirees. I enjoy educating my clients on all areas of their financial program allowing them to make good informed decisions. My areas of expertise include investment management, retirement planning, college education planning, risk management, estate planning and tax savings strategies.
Phil Westhoff, AIF®
Phil serves in an Investment Advisory Representative capacity with Incline Wealth Advisors as a Qualified Plan Specialist. With experience at Fidelity Investments and BB&T, Phil brings deep expertise in 401(k) plan sales and investment advisory services for small businesses.
Amy Zimmerman
I joined Incline Wealth Advisors in August 2022 where I focus on delivering exceptional service to both new and existing clients. I handle client service, account maintenance, new client onboarding, marketing, meeting preparation, back-office operations, and 401(k) plan setup and maintenance.
Insights & Market Perspectives
Stay informed with timely analysis, financial planning tips, and market commentary from our team.
5 Steps to a Confident Retirement Timeline
A practical framework for determining when you can retire — and how to prepare your finances for the transition.
Q1 2026 Market Review: Navigating Uncertainty
Our analysis of key market trends and what they mean for your long-term investment strategy this quarter.
Year-Round Tax Planning: Why Timing Matters
The most effective tax strategies are implemented throughout the year — not just during filing season.
Hear From Our Team
Get to know the people behind your plan and learn how we approach financial planning differently.